Boasting 5 beautiful beaches, locals and tourists alike always have their pick of coastal scenery here in Charleston, South Carolina. That being said, no two beaches are alike with each drawing
Berkshire Hathaway Homeservices - Top Charleston Agents Lenders
About
About
An expert in both commercial and residential lending, Dave Restivo uses a consultative approach when guiding home buyers through the mortgage process. He goes above and beyond to make sure his clients are satisfied with their loan and the entire transaction.
When Dave Restivo was working in commercial lending, many clients were so pleased with the manner in which he handled their business that they asked if he could do their residential loans. That inspired him to become licensed in residential lending and he has been helping borrowers buy homes ever since. Dave says, “I like l having the opportunity to help people purchase their homes. For most people, that is the biggest purchase they make.”
Dave works with a wide range of borrowers including first time home buyers; people who are moving up from their first home into their second house, people looking to improve their credit so they can purchase a home in the future; homeowners looking to refinance to take cash out or lower their interest rate as well as folks winding down in their career and moving into the Charleston area. Coming from the commercial side of lending, he has a special insight to offer to investors who have multiple homes.
Dave volunteers and supports Tri-County Family Ministries and also supports Feed the Children.
The CMG Difference. At CMG Financial, we know that buying a home is one of the largest investments most Americans will make in a lifetime. Guided by integrity and driven by a passion for providing outstanding customer service, the company operates differently then most firms in the industry. We understand that no two households are the same and the needs of each household are as unique as a fingerprint. From the very first consultation to the closing of your loan, my team of skilled, passionate professionals and I are dedicated to delivering the right loans, for the right reasons, in a way that exceeds expectations.
- Comprehensive products, including Conventional, FHA, HARP, VA, and USDA
- Local, experienced and able to lead you from start to finish
- In-house underwriting
- Timely and efficient closings
Testimonials
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I had a wonderful experience looking at homes with Michael. He was very helpful and knew a lot about each home we looked at. I can highly recommend him as an agent. We put an offer in on a home and he took care of all the details. We are looking forward to moving into our new home!
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- Jonathan W Franks
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Michael was awesome! We would recommend him to anyone and if we ever buy another home we will contact him first. He truly cared about us and put in the most honest effort to make sure our experience of buying a home was successful. We were building a new home and he checked in with us several times to make sure everything was running smoothly. If I had a question for the builder and it did not get answered in a timely fashion, Michael would make sure to get an answer for us. He was so supportive from the beginning to the end and we are so thankful and lucky we had Michael as our realtor.
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- Jessica Cerovic
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I spent the weekend looking at beach homes with Michael. He was very knowledgable about the rental and income possibilities of owning a beach home. He was also very pleasant and professional. We found the perfect home on the beach and they accepted our offer. We are very happy and would recommend Michael to anyone else.
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- Jean and Carl
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Mr. Smith was very helpful in high detail with every house we viewed together. I'm very particular on what I'm looking for in my new home and he had an answer or solution to every question. Although I haven't purchased a home yet, I feel the most comfortable and received the most honesty from Mr. Smith than any of the other 8 agents I have spent time with. I would recommend him far most, first before any other agent in the Charleston/ Johns Island area
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- Brody John
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We listed our home with michael and his Top Charleston Agents Team. They did a wonderful job marketing our home! they did everything they said they would and more! They ran my home on Facebook and other social media sites, called and door knocked my neighbors looking for a buyer and did open houses and mailed postcards! We were very impressed.
We got an offer in 20 days and we were closed 21 days later! They were very efficient and answered all my questions quickly. I can highly recommend them for your next home sale!
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- Judy M
About Berkshire Hathaway Homeservices - Top Charleston Agents
Welcome to the Best Charleston Area Home Search site on the Internet! If you're looking to buy or sell Real Estate anywhere around the Charleston area you've come to the right place! Michael Smith’s Team of local Top Charleston Agents are licensed with Berkshire Hathaway Homeservices. We specialize in Buying and Selling Real Estate all throughout the Low Country! Our Agents are experts in Residential or Commercial, New Home Builds, Beach Homes, Luxury Estates or Investment Fixer-uppers and foreclosed properties.HOME BUYERS: If you are looking to BUY our services are always FREE!
HOME SELLERS: If you are looking to SELL we work for FREE until we get the job done! Be sure to ask whether your home qualifies for a Free Home Warranty, Free Pre-Listing Appraisal, Free Home Inspection, and/or Free Aerial Home Photography!
The Michael Smith Team of Top Charleston Agents .. is here to serve you! When you list or buy a home with us you are putting the number one Real Estate Company, “Berkshire Hathaway Homeservices” to work for you! Our CEO and Chairman Warren Buffet of Berkshire Hathaway Inc. has now built one of the largest real estate companies in the World. When we list your home for sale, it is given tremendous exposure! 70 international web sites in over 12 languages, offices throughout 37 countries, over 15,000 offices in the USA alone and over 60,000 agents all working together to sell or find you a home!
Reach out to us anytime to schedule a consultation with one of our local agents, or let us buy you a cup of coffee… we love to talk Real Estate!
Latest Blog Posts
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Best Home Buyer Advice! Use a "BUYER'S AGENT"My goal is to provide you the best service. Here is a list f the ways I can help you should you decide to use me as your Realtor
Areas We Cover
- Adams Run
- Awendaw
- Bonneau
- Charleston
- Cordesville
- Cottageville
- Cross
- Daniel Island
- Dewees Island
- Dorchester
- Edisto Beach
- Edisto Island
- Folly Beach
- Goose Creek
- Green Pond
- Hanahan
- Harleyville
- Hollywood
- Huger
- Islandton
- Isle Of Palms
- Jacksonboro
- James Island
- Jamestown
- Johns Island
- Kiawah Island
- Ladson
- Mcclellanville
- Meggett
- Moncks Corner
- Mount Pleasant
- North Charleston
- Pineville
- Pinopolis
- Ravenel
- Reevesville
- Ridgeville
- Round O
- Ruffin
- Saint George
- Saint Stephen
- Seabrook Island
- Smoaks
- Sullivans Island
- Summerville
- Wadmalaw Island
- Walterboro
- Wando
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Charleston Trident Association of REALTORS. All information is deemed reliable but should be independently verified.
