Berkshire Hathaway Homeservices - Top Charleston Agents Lenders

Atlantic Bay Mortgage

Ask A Mortgage Question


An expert in both commercial and residential lending, Dave Restivo uses a consultative approach when guiding home buyers through the mortgage process. He goes above and beyond to make sure his clients are satisfied with their loan and the entire transaction.

When Dave Restivo was working in commercial lending, many clients were so pleased with the manner in which he handled their business that they asked if he could do their residential loans. That inspired him to become licensed in residential lending and he has been helping borrowers buy homes ever since. Dave says, “I like l having the opportunity to help people purchase their homes. For most people, that is the biggest purchase they make.”

Dave works with a wide range of borrowers including first time home buyers; people who are moving up from their first home into their second house, people looking to improve their credit so they can purchase a home in the future; homeowners looking to refinance to take cash out or lower their interest rate as well as folks winding down in their career and moving into the Charleston area. Coming from the commercial side of lending, he has a special insight to offer to investors who have multiple homes.

Dave volunteers and supports Tri-County Family Ministries and also supports Feed the Children.

About Berkshire Hathaway Homeservices - Top Charleston Agents

Welcome to the Best Charleston Area Home Search site on the Internet! If you're looking to buy or sell Real Estate anywhere around the Charleston area you've come to the right place! Michael Smith’s Team of Top Charleston Agents are licensed with Berkshire Hathaway Homeservices Carolina Sun Real Estate. We specialize in Buying and Selling Real Estate all throughout the Low Country! Our Agents are experts in Residential or Commercial, New Home Builds, Beach Homes, Luxury Estates or Investment Fixer-uppers and foreclosed properties.

HOME BUYERS: If you are looking to BUY our services are always FREE!

HOME SELLERS: If you are looking to SELL we work for FREE until we get the job done! Be sure to ask whether your home qualifies for a Free Home Warranty, Free Pre-Listing Appraisal, Free Home Inspection, and/or Free Aerial Home Photography!

The Michael Smith Team of Top Charleston Agents .. is here to serve you! When you list or buy a home with us you are putting the number one Real Estate Company, “Berkshire Hathaway Homeservices” to work for you! Our CEO and Chairman Warren Buffet of Berkshire Hathaway Inc. has now built the 2nd largest brokerage in the USA. When we list your home for sale, it is given tremendous exposure! 70 international web sites in over 12 languages, offices throughout 37 countries, over 15,000 offices in the USA alone and over 50,000 agents all working together to sell or find you a home!

Reach out to us anytime to schedule a consultation or just grab a cup of coffee… we love to talk Real Estate

Latest Blog Posts

Finding Your Perfect Beach In Charleston South Carolina

Boasting 5 beautiful beaches, locals and tourists alike always have their pick of coastal scenery here in Charleston, South Carolina. That being said, no two beaches are alike with each drawing

Read More

Home With A Deep Water Dock On James Island

Gorgeous Waterfront Home with deep water dock! Spectacular views of Ellis Creek and only a 5 minute boat ride to the Charleston Harbor! This 3 story stately brick home with 2 car garage with a guest

Read More

Avoid Real Estate Scams

The internet is full of Scams! Use a local Realtor you can trust! When we made the move to Charleston, South Carolina, I started shopping for homes on Craigslist and the internet...  I was

Read More

Why Use Your Own Realtor When Buying A Home Hire A BUYERS AGENT

Best Home Buyer Advice!  Use a "BUYER'S AGENT"My goal is to provide you the best service. Here is a list f the ways I can help you should you decide to use me as your Realtor

Read More